The Vancouver Province published an article last week (original visible here) discussing how the average person is at more risk than ever of not being able to afford retirement.
This situation stems from an increasing cost for quality health care (except here in Alberta), and longer life expectancies.
The article really focuses on making healthy choices now, so that you are healthy down the road.
Ahhh... RRSPs. I could chat for a long time on this, but here's my 'short' version of it;
RRSPs serve only one purpose: To reduce your payable taxes in the year you make the contribution (including up to Feb). Nearly everybody thinks there is *no* taxes on RRSPs, when in fact you only defer the taxes until you take the money out.